Embedded insurance platform · MEA

Insurance
distribution,
reimagined.

Bloc connects insurers, distribution partners, and end-customers through a single platform — powering omni-channel insurance distribution across MEA.

Broker partners live
Major MEA telco signed
UAE & KSA markets
Single API integration
Trusted by distribution partners across MEA
Telcos · Retailers · Fintechs · Banks · E-Commerce · Real Estate · Travel Platforms · Brokers · Telcos · Retailers · Fintechs · Banks · E-Commerce · Real Estate · Travel Platforms · Brokers ·
<800ms
First quote result — progressive, not waiting
1 API
Single integration — insurers, partners, customers
50kb
Embedded widget — gzipped, zero dependencies
0
Insurance infrastructure needed on partner side
The Platform

Two modules.
One backend.

Our cloud-based platform connects insurers, distribution partners, and end-customers to power omni-channel insurance distribution — all through a single API.

Launch your insurance offering seamlessly

Grow revenue, reduce complexity, and manage product choices with our scalable, modular platform. Run your insurance programs and launch new business models with unmatched speed and flexibility — whether you're new to insurance or experienced.

Get started →
Module 01 · Aggregator
White-Label
Broker Portal

Your brand. Your customers. Your commission rules. A modern compare-and-buy experience. Policies issued in minutes, not days.

  • Fan-out quotes from multiple insurers simultaneously
  • AI-ranked results with plain-language comparison
  • One-click bind — PDF certificate to inbox
  • Full policy lifecycle: Quoted → Bound → Active → Claimed
  • FNOL claim chatbot built in
Module 02 · Embedded
Distribution
Engine & API

Embed tailored insurance products directly into any existing customer journey. Contextually matched to what the customer is already buying.

  • Context rules engine — device purchase → gadget cover
  • Under 50kb drop-in widget, loads in under 800ms
  • Scoped partner API keys + HMAC-signed webhooks
  • Omni-channel: checkout, app, SMS, agent desktop
  • Real-time commission tracking dashboard
Shared Core
Policy Lifecycle Insurer Library Product Configurator Auth & RBAC AI Stack Multi-Tenant DB
Use Cases

The right protection
at the right time.

Embed insurance and protection products into any customer journey — across every industry where protection makes sense.

📱
Telcos

Capture high purchase-intent moments across your customer base. Insurance attaches naturally to device sales, roaming, and data upgrades.

Device purchase → Gadget cover Roaming activation → Travel insurance Data upgrade → Cyber insurance
🏦
Financial Services

Enhance your financial products with embedded protection. Credit, mortgages, and business accounts become more valuable with relevant insurance.

Business account → SME health cover Mortgage → Home insurance Credit card → Purchase protection
🛒
Retailers & E-Commerce

Turn your checkout into a protection platform. Match product-relevant insurance to every high-value transaction without any insurance infrastructure.

Electronics → Extended warranty Luxury goods → Contents cover Travel bookings → Trip cancellation
🏠
Real Estate

Integrate protection naturally into property transactions and rentals. Home insurance, contents cover, and landlord liability at point of contract.

Property purchase → Home insurance Rental agreement → Contents cover Lease signing → Landlord liability
✈️
Travel Platforms

Surface travel protection exactly when customers are booking. Flight, hotel, and activity purchases are natural moments for travel insurance.

Flight booking → Trip cancellation Hotel booking → Travel medical Adventure activity → Accident cover
🏢
Brokers & MGAs

Digitise your distribution. White-label the Bloc aggregator under your brand. Your insurer relationships, your customers — our platform.

SME health → Group cover Multi-insurer → Instant compare Paper process → Digital bind
AI Layer

Intelligence at
every step.

Every AI output is validated before any action is taken. AI assesses risk and recommends. It never binds above threshold without human confirmation.

⚖️
Underwriting Co-Worker

Risk scoring, conditions, and premium adjustment recommendations. Structured output shown live. Human-in-loop gate for decisions above threshold.

🔍
Comparison Assistant

Plain-language explanation of quote differences. Flags coverage gaps. Customers choose confidently — no broker call needed.

💬
FNOL Chatbot

Extracts structured claim data from natural language. Customers describe what happened. Bloc captures exactly what's needed for the claims process.

🎯
Context Matcher

Matches transaction data to the right product in real time. International roaming detected → travel insurance surfaces automatically at the right moment.

Partner Types

Built for two
kinds of partner.

Whether you're new to insurance or experienced, Bloc empowers you to offer the right protection at the right time — driving growth and staying ahead.

01
Broker Partners
You have the licence.
We have the tech.

Your insurer relationships and regulatory footprint. Our digital platform. Your customers get a modern experience. You keep the brand and the commission.

White-label aggregator under your brand
Your commission rules, your customer data
Multi-insurer quotes in under 800ms
Full policy lifecycle management included
02
Distribution Partners
You have the customers.
We have the rails.

Telcos. Retailers. Fintechs. Banks. You interact with millions of customers daily at high purchase intent. We make insurance a natural part of those moments.

One script tag — zero insurance infrastructure
Context-matched products at every touchpoint
Real-time commission tracking dashboard
Omni-channel: app, web, SMS, agent desktop

Connect the right insurance
to the right customer.

Insurance distribution in MEA is being rebuilt from scratch. Bloc is the platform it runs on.

Get started →
About Bloc

Building the world's leading
insurance platform for MEA.

We build and operate insurance distribution technology across the Middle East and Africa — then license it to the partners who know their markets best.

Insurance distribution in MEA is still predominantly offline, broker-led, and paper-heavy. An SME owner in Riyadh or Dubai buying business health cover calls a broker, waits days for emailed PDFs, and signs physical forms. The gap is real and wide.

Bloc is the infrastructure layer that closes it. We build and operate a cloud-based platform that connects insurers, distribution partners, and end-customers — powering omni-channel insurance distribution and world-class servicing through a single API.

We earn a development fee and a revenue share on every policy sold. Partners bring the market. We build the rails. Our incentives are permanently aligned with the people we build for.

Our first broker partner holds established insurer relationships and regulatory licences across MEA. Our first distribution partner is a major regional telco with millions of active customers. Both are live.

Founded
2024
Primary Market
UAE & Saudi Arabia
Model
B2B Infrastructure + Revenue Share
Integration
Single API, omni-channel
Contact
hello@getbloc.com
🏗️
Infrastructure thinking

We don't sell insurance. We build the rails it runs on. Every decision is made for longevity, scalability, and partner trust.

Speed without shortcuts

First quote in under 800ms. Policy issued in minutes. Never at the cost of correctness, compliance, or security.

🤝
Partners, not customers

The revenue share model means our incentives are permanently aligned with the people we build for. We succeed when they do.

Get started →
Get started

Let's talk about
your distribution.

Whether you're new to insurance or experienced — tell us about your market and we'll show you how Bloc can power your insurance offering.

Emailhello@getbloc.com
MarketsUAE · Saudi Arabia · MEA
Response timeWithin 1 business day
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